Commitment to Privacy

Retirement Security Ltd Funds are committed to maintaining the confidentiality, integrity, and security of personal information about our current and prospective customers. In this policy personal information means information about an individual that is collected or maintained for business purposes and by which the individual can be identified. Please note that certain details of this policy may depend on whether you deal with us through an investment professional, directly as an individual investor, or whether Retirement Security Ltd provides services to your employer or plan sponsor. The privacy policies of Retirement Security Ltd Investments and the Retirement Security Ltd Funds are reviewed annually. Our printed and online notices are then updated to reflect any changes.

Investor Protection

How we protect information about you

How and why we obtain personal information Retirement Security Ltd takes great care to protect personal information about you and when we use it, we do so with respect for your privacy. We may use personal information about you to service, maintain, and protect your account; process transactions in your account; respond to inquiries from you or your representative; develop, offer, and deliver products and services; or to fulfill legal and regulatory requirements. Retirement Security Ltd may collect public and non-public personal information about you from any of the following sources: • You or your representative on applications or forms (for example, name, address, Social Security number, birth date, assets and income) • You or your employer or plan sponsor if Retirement Security Ltd provides them with recordkeeping and/or benefits advisory services (for example, payroll, human resources, or benefits information) • Transactional activity in your account (for example, trading history and balances) • Other interactions with Retirement Security Ltd (for example, discussions with our customer service staff, information you enter into our websites, or when you enroll in our authentication services) • Information from consumer reporting agencies (for example, to assess your creditworthiness for margin products) • Information from other third-party data services (for example, to verify your identity and to better understand your product and service needs) • You or your representative regarding your preferences (for example, your choice of electronic statement delivery, or the screen layout you specify if you use our Internet sites) • Other sources with your consent or with the consent of your representative (for example, from other institutions if you transfer positions into Retirement Security Ltd) Please note that information by which you cannot be identified (for example, anonymous or aggregated information) is not considered personal information and therefore is not subject to this privacy policy.